Now that I’m all moved in and everything, motherfuckers keep sending me snail-mail spam. My new spam is, apparently, “mortgage protection insurance”. From what I understand, you pay them money and if you die they pay off your house for you. Uhhh… just one problem; if I’m dead, I don’t think I’ll care if the damn bills get paid.
I suppose if one had a wife and kid(s) or whatever, then yes this would be a wise investment. But I’m single, and the only signer on the place. Take it back if I die. I don’t care, I’ll be dead.
I have a fucking stack of these things, all from different companies. It comes to the point that I can tell it’s one of them without even opening the damn thing. What kills me is that the letters are written in an almost a threating tone: “Important: you are not participating in a program that you are entitled to!” I wonder how many people are stupid enough to believe they are required to have this insurance, and hand over their money.